Knowledge HUB

Banking System and Loan Schemes of Govt

The banking system has evolved over the years ensuring financial inclusion and banking access for all sections. Also the Indian government has introduced several schemes that gives access to credit facilities to individuals and businesses.

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Dealing with Financial Crisis

A financial crisis can be the outcome of many undesired but out-of-control events such as losing a job, medical emergency etc. Provisioning for such eventuality or coping easily from such situations requires planning

Digital Payments - Process and Safeguards

The various digital payment modes are accelerating cashless transactions and comes with incredible convenience. However one needs to be alert and cautious when transacting digitally, keeping all secure practices in mind.

Retirement Planning and Succession

It’s never too early to start planning for continuity, to lead a happy life post-retirement. A proper plan can help one get into the next phase of life seamlessly with stability.

Saving and Spending

Savings helps an individual or family become financially secure. The discipline of spending less within means or lesser than what one earns can save lot of financial burdens in case of some unexpected events.

Utility of Credit Cards

Credit Card is a easy financial credit tool that can bring lot of advantage if used prudently and responsibly. A credit card can invite huge charges, if the amount is not returned in full within the given credit period