Saving and Spending – Vitiyagyan – English

Saving and Spending

Savings helps an individual or family become financially secure. The discipline of spending less within means or lesser than what one earns can save lot of financial burdens in case of some unexpected events.

Importance of Saving

Taking control of your finances will help plan your savings and expenses in order to achieve financial security.

This article summarizes the concept of saving and its importance. It will enlighten you about ways to save money efficiently and track your expenses so that you can achieve financial independence.

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Return Times Article By, CA Chandrashekhar V. Chitale, Central Council Member, ICAI

The Institute of Chartered Accountants of India (ICAI) is a statutory body established by an Act of Parliament, viz. The Chartered Accountants Act, 1949 (Act No. XXXVIII of 1949) for regulating the profession of Chartered Accountancy in the country. The Institute, functions under the administrative control of the Ministry of Corporate Affairs, Government of India. The ICAI is the second largest professional body of Chartered Accountants in the world, with a strong tradition of service to the Indian economy in the public interest.

The affairs of the ICAI are managed by a Council in accordance with the provisions of the Chartered Accountants Act, 1949 and the Chartered Accountants Regulations, 1988. The Council constitutes of 40 members of whom 32 are elected by the Chartered Accountants and the remaining 8 are nominated by the Central Government generally representing the Comptroller and Auditor General of India, Securities and Exchange Board of India, Ministry of Corporate Affairs, Ministry of Finance, and other stakeholders.

Visit The ICAI Website

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