Don’t lure into bulk buying discounts. Instead of saving, we usually end up buying more than we need and spend more than our budget.
Not knowing where your income is coming from and how much you are spending. Make a cash flow. Have a budget, a spending plan.
Avoiding basic saving funds like emergency, retirement, health insurance, etc.
Take the help of technology and a financial planner to track your expenses, budget, save and achieve your life goals, become financially secure and independent.
The Institute of Chartered Accountants of India (ICAI) is a statutory body established by an Act of Parliament, viz. The Chartered Accountants Act, 1949 (Act No. XXXVIII of 1949) for regulating the profession of Chartered Accountancy in the country. The Institute, functions under the administrative control of the Ministry of Corporate Affairs, Government of India. The ICAI is the second largest professional body of Chartered Accountants in the world, with a strong tradition of service to the Indian economy in the public interest.
The affairs of the ICAI are managed by a Council in accordance with the provisions of the Chartered Accountants Act, 1949 and the Chartered Accountants Regulations, 1988. The Council constitutes of 40 members of whom 32 are elected by the Chartered Accountants and the remaining 8 are nominated by the Central Government generally representing the Comptroller and Auditor General of India, Securities and Exchange Board of India, Ministry of Corporate Affairs, Ministry of Finance, and other stakeholders.
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