How to use a credit card wisely?

The credit cards provide variety of benefits provided it is responsibly and smartly used in the manner below:

  • Finance your needs, not wants.
  • Know the MITC
  • Set a budget.
  • Redeem credit card points.
  • Stay under 30% of the credit limit.
  • Don’t use credit cards at ATMs.
  • Store your credit card details securely.
  • Use spending analyses tools.